Pradhan Mantri Rojgar Yojana: PMRY Loan Scheme

Pradhan Mantri Rojgar Yojana Apply | Prime Minister’s Employment Scheme Application Form | PMRY Loan | PM Rojgar Yojana Registration | Pradhan Mantri Rojgar Yojana Application Status

PM Rojgar Yojana: Hello friends, let us talk about the Prime Minister’s Employment Scheme today. If you are eligible for this scheme then know how you can apply for this scheme. And what is its purpose? This scheme was started auspiciously by the Prime Minister of our country, Shri Narendra Modi. If you want to take advantage of this scheme, then you can apply from here and you can get complete information about how this scheme.

Every person who does a job in India thinks that I wish I could start my own business, but due to not having sufficient money, they are not able to start their own business. Friends, let us tell you how you will be able to start your own business by taking a loan with low interest through this scheme. Under this scheme,you will get loan in low interest so that you can start your own business.We are going to give you clear and complete information related to the Prime Minister’s Employment Scheme 2022 through this article, so you should read this article till the end.


Key facts of Prime Minister’s Employment Scheme

Scheme NamePrime Minister’s Employment Scheme
Started byBy Honorable Prime Minister Shri Narendra Modi
When was it started2020
Objective of the planTo help youth to set up their own employment
Beneficiaries of the schemeYouth of the nation
Benefits of the schemeEmployment opportunities will be boosted
Age18 to 35 years
Application procedureOnline and offline

Pradhan Mantri Rojgar Yojana

Prime Minister’s Employment Scheme: Friends, in fact, this scheme is more beneficial for unemployed youth, because those youth will get loans under this scheme at lower rates from the bank, so that they can use it for any of their business. The youths who dream that I should do my own small business, but due to not having enough money for those people, they are not able to do their own business. That’s why this scheme has been launched by the Prime Minister so that the youth of the country who are unemployed can do their own business through this scheme and run their home well.

Through Pradhan Mantri Rojgar Yojana, unemployed people of the country will be able to set up their own industry and with this the unemployment rate in our country will reduce. Friends, let us tell you that if you also want to apply under this scheme, then for this your age should be within 18 to 35 years. Only those people are eligible under this scheme who are financially weak and whose annual family income is up to Rs.40,000.Those who are above or below this age cannot apply. On opening your own business, the cost should be up to Rs 2 lakh.

PMRY – Features & Eligibility Conditions

AgeFor all literate people in the age group of 18 to 35 years
Educational Qualification8th Pass
Interest rate Simple Interest rate 
Payment Time3 to 7 years after Initiation
Family IncomeThe total income of the beneficiary and the wife and her parents should not exceed 40,000/month
ResidenceResident of that place for more than 3 years
DefaulterShould not be a defaulter of any nationalized financial institution / bank / co-operative bank
Subsidy and margin moneyThe subsidy will be limited to 15% of the cost of the project. A person can get a maximum of Rs.7,500. As far as
Mortgage1 lakh Rs. There is no need to have any giving for the project till date.
ReservationDalits (SC/ST), Women

PMRY Loan Scheme 2022

PM Rojgar Yojana: Friends, in view of the increasing number of unemployment in our country, our Prime Minister Shri Narendra Modi has launched this scheme. And the purpose of this scheme is that every youth of the country should become self-reliant and do their own business, which will improve the unemployment of our country. And every young person in the country will have their own work. The number of educated youth unemployed in our country is also very high. Now those people will also be able to set up their own business by taking advantage of this scheme. 

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Under this scheme people will be given a loan of up to ₹ 200000. The intention of the government is to encourage the educated unemployed youth of the country to take steps towards progress.Let us tell you that different types of loan amount have been fixed under this scheme. Let us tell you for which areas this scheme is applicable.

Industries to be set up under PM Employment Scheme:-

  • Mineral Based Industries
  • Forest Based Industry
  • Agro-Based and Food Industries
  • Chemical Based Industries
  • Engineering and non-conventional Energy
  • Clothing Industry. (Except Khadi)
  • Service Industry

Eligibility to apply for Prime Minister’s Employment Scheme

Prime Minister’s Employment Scheme: Friends, People from anywhere from India can take advantage of this scheme. If you want to apply for this scheme, then before that it is important for you to take care of its eligibility and documents requirement. We are going to tell all the information about this scheme, whatever documents will be required. You can take benefits of this scheme very easily by following our mentioned process.

Eligibility –

Friends, we tell you the eligibility of this yojana. If you want to take advantage of this scheme, then at least you should be 8th class pass, apart from that your age should be between 18 to 35. Let us tell you that at the same time it is very important to have a permanent resident certificate of 3 years. There may be problems. And friends, the most important thing is that for women and ex-servicemen who come under the disabled SC or ST category, they will also be given an age relaxation of 10 years.


Document –

  • Applicant’s aadhar card
  • Income certificate of the applicant
  • Caste certificate of the applicant (VOTER ID, PAN CARD)
  • Identity card
  • Description of business to start
  • Applicant’s mobile number
  • Applicant’s passport photo

Process to apply for Pradhan Mantri Rojgar Yojana 2022

PM Rojgar Yojana: If you want to take advantage of this scheme and want to apply for this scheme. So for that we are going to tell you the process step by step. By following which you can apply this scheme very easily. So friends, you need to apply for this. What is the process of this application, how can I apply? And how to submit the form? We are going to give you information about all these. Below we are telling you the process of applying to take advantage of this scheme in some steps, you can easily apply by following them.

  • First of all you have to go to the official website of Pradhan Mantri Rojgar Yojana 2022. After this a homepage will open in front of you. From there you have to download the application form. As soon as this form is downloaded, you have to take its print out.
  • All the information asked in the form will have to be filled by the applicants, such as- applicant’s name, Aadhar card number, mobile number, etc.
  • After this, attach whatever documents have been asked for in this form with it.
  • Then after filling this form, now you have to submit this complete form to the bank from where you want to take the loan. 
  • After the submission of the form, your form will be verified by the bank and all the documents will be verified. 
  • As soon as this process is done, you will be called to the bank within a week. After verification of the same application form and documents, your loan will be confirmed and its amount will be given to you. Friends, in this way your application will be completed.


Through this article, we have told you how you can take advantage of the Prime Minister’s Employment Scheme and I have also told you how you can apply for it. If you liked this article, then you must share it with your friends so that they also know about the schemes run by the government and they can also take advantage of it. Friends, if there are other questions related to the Prime Minister’s Employment Scheme 2022 that you want to ask us, then you can ask us through comments, we will definitely answer your questions.